thames water pension scheme

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In certain circumstances, We may be legally required to share certain data held by Us, which may include your personal information, for example, where We are understand it. Corporate Telephone Preference Service (the CTPS), and the Mailing Preference Service (the MPS). You have the right to ask for a copy of any of your personal data held by Us (where such data is held). This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 the General Data Subject to sub-Clause 12.3, We accept no liability for any loss or damage resulting from a virus or other malware, a distributed denial of service attack, or other harmful material or event that may adversely affect your hardware, software, data or other material that occurs as a result of your use of Our Site (including the downloading of any Content (including User Content) from it) or any other site referred to on Our Site. For more details, please refer to section 5, above, and You can choose to delete Cookies at any time however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings. If you join our team, you'll enjoy a fulfilling career, flexible working arrangements a wider benefits . 2.1 Our Site, www.myworkpension.co.uk, is owned and operated by Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN. Corporate Telephone Preference Service (the CTPS), and the Mailing Preference Service (the MPS). Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site. 4.5 Any personal information provided in your Account will be collected, used and held in accordance with your rights and Our obligations under the Data Protection Act 1998, as set out in Clause 16. Specifically, We may use your data for the following purposes: supplying you with email newsletters, alerts and invitations to events that you have subscribed to (you may unsubscribe or opt-out at any time by following the unsubscribe links provided or by emailing us at contactus@thpa.co.uk; With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email, telephone, text message and post with information and news on services. Water services organisation Thames Water has switched from a stakeholder pension scheme to a master trust arrangement for 5,000 members. Thames Water Mirror Image Pension Scheme Thames Water Mirror Image Pension Scheme - Statement of Investment Principles (SIP) Statement of Investment Principles Thames Water Mirror Image Pension Scheme - Implementation Statement Implementation Statement You can call our extra care team on 0800 009 3652 if you are struggling to pay your water bill and would like to talk through your options. 12.5 You must not attack Our Site by means of a denial of service attack, a distributed denial of service attack, or by any other means. 15.2 We will never send you marketing emails of any kind. For more details, please refer to section 5, above, and to section 15.5 below. on Our Site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of Our Site following the alterations. Our These may help to prevent you receiving unsolicited marketing. Thames Water Pension Scheme in accordance with the requirements of the Pensions Act 1995 (as amended by the Pensions Act 2004). 11.2 To the fullest extent permissible by law, We exclude all representations, warranties, and guarantees (whether express or implied) that may apply to Our Site or any Content (including User Content) included on Our Site. providing any data to them. These Cookies Specifically: 7.1.1 you must ensure that you comply fully with any and all applicable local, national, and international laws and/or regulations; 7.1.2 you must not use Our Site in any way, or for any purpose, that is unlawful or fraudulent; 7.1.3 you must not use Our Site to knowingly send, upload, or in any other way transmit data that contains any form of virus or other malware, or any other code designed to adversely affect computer hardware, software, or data of any kind; and. 5.3.1 Access, view and use Our Site in a web browser (including any web browsing capability built into other types of software or app); 5.3.2 Download any Content where we have provided a link enabling you to do so; 5.3.3 Download Our Site (or any part of it) for caching; 5.3.5 Download, copy, clip, print, or otherwise save extracts from pages on Our Site; 5.3.6 Save pages from Our Site for later and/or offline viewing; 5.3.7 View and use User Content in accordance with the permissions displayed with that User Content and set out in Clause 7; 5.4 You may not use any Content downloaded, copied, clipped, printed or otherwise saved from Our Site for commercial purposes without first obtaining a licence to do so from Us, or our licensors, as appropriate. Your data will only be stored within the European Economic Area (the EEA) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). that We fully protect your rights and comply with Our obligations under the GDPR and the Privacy and Electronic Communications (EC Directive) Regulations 2003. 5.3.1 Access, view and use Our Site in a web browser (including any web browsing capability built into other types of software or app); 5.3.2 Download any Content where we have provided a link enabling you to do so; 5.3.3 Download Our Site (or any part of it) for caching; 5.3.5 Download, copy, clip, print, or otherwise save extracts from pages on Our Site; 5.3.6 Save pages from Our Site for later and/or offline viewing; 5.3.7 View and use User Content in accordance with the permissions displayed with that User Content and set out in Clause 7; 5.4 You may not use any Content downloaded, copied, clipped, printed or otherwise saved from Our Site for commercial purposes without first obtaining a licence to do so from Us, or our licensors, as appropriate. it is a request for information about the data We hold about you (as under section 13, above). For further information about your rights, please contact the Information Commissioners Office or your local Citizens Advice Bureau. such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the Water Direct can help if you're falling behind on your bills. Intellectual Property Rights and Our Site. If you have any cause for complaint about Our use of your personal data, please contact Us using the details provided in section 16 and We will do Our best policies of any such third parties. We have carefully chosen these Cookies and have taken steps to ensure that your privacy is protected and respected at all times. 4.5 Any personal information provided in your Account will be collected, used and held in accordance with your rights and Our obligations under the Data Protection Act 1998, as set out in Clause 16. Google Analytics is a web analysis service provided by Google Inc. (Google). to pay If you're a London, 2019 - GMB London, John Cope House, 152 Brent Street, London, NW4 2DP, The Government is ignoring and failing to protect the Aviation sector, GMB London visit receives warm welcome from Noon Foods, Thermal Insulation Contracting Industry (TICI), City of London Corporation announce 40 jobs at risk across Londons historic open spaces, East of England ambulance workers vote to strike as industrial action spreads across country, Special School Trust decides teachers and managers are more deserving of pay rise than school support staff. 2.1 Our Site, www.myworkpension.co.uk, is owned and operated by Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN. Certain of these Cookies may be placed immediately when you By filling in the contact form with their Data, the User authorizes this Application to use these details to reply to requests for information, quotes or any other kind of request as indicated by the forms header. You can choose to delete Cookies at any time however you may lose any information that enables you to access Our Site more quickly and efficiently including, but not limited to, login and personalisation settings. We recommend that you check this 18.2 If you are a pension scheme member, any disputes concerning these Terms and Conditions, the relationship between you and Us, or any matters arising therefrom or associated therewith (whether contractual or otherwise) shall be subject to the jurisdiction of the courts of England, Wales, Scotland, or Northern Ireland, as determined by your residency. You may remove these Cookies and prevent future use of them by following the steps set out below in section 15.9. These policies are incorporated into these Terms and Conditions by this reference. Certain features of Our Site depend on Cookies to function. Annual bills are reduced by 50%. 7.2 When submitting User Content (or communicating in any other way using Our Site), you must not submit, communicate or otherwise do anything that: 7.2.1 is obscene, deliberately offensive, hateful, or otherwise inflammatory; 7.2.3 promotes or assists in any form of unlawful activity; 7.2.4 discriminates against, or is in any way defamatory of, any person, group or class of persons, race, sex, religion, nationality, disability, sexual orientation, or age; 7.2.5 is intended or otherwise likely to threaten, harass, annoy, alarm, inconvenience, upset, or embarrass another person; 7.2.6 is calculated or otherwise likely to deceive; 7.2.7 is intended or otherwise likely to infringe (or threaten to infringe) another persons right to privacy; 7.2.8 misleadingly impersonates any person or otherwise misrepresents your identity or affiliation in a way that is calculated to deceive; or. provided by users will, where it is relevant to any part of Our business so transferred, be transferred along with that part and the new owner or newly controlling party links or whether they are shared by other users). Please refer to Clause 4 for more information. They asked for feedback on these options. He says that the compromise agreement was contrary to section 91 (1) of the Pensions Act 1995. Data provided by users will, where it is relevant to any part of Our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use the data for the purposes for which it was originally collected by Us. It does not extend to any websites that are linked to from Our Site (whether We provide those Our structure The chart below sets out the ownership of Thames Water and those group companies that connect Kemble Water Holdings Limited, our ultimate parent company, to the regulated company, Thames Water Utilities Limited. We have carefully chosen these Cookies and have taken steps to ensure that your privacy is protected and respected at all times. It does not extend to any websites that are linked to from Our Site (whether We provide those links or whether they are shared by other users). We will comply with Our obligations and safeguard your rights under the GDPR at all times. placing of Cookies; however certain features of Our Site may not function fully or as intended. He says that the changes were contrary to legislation. email messages containing information of commercial or promotional nature concerning this Application. You may, if you wish, deny consent to the 14.2.4 Provide you with information about your pension. You can choose to delete Cookies at any time however you may lose any information that enables you to access Our Site more quickly and efficiently personal details such as your name, gender, age, date of birth, contact details (e.g. Please contact Us for more details at contactus@thpa.co.uk, or using the contact details below in section 16. In this Policy the following terms shall have the following meanings: means an account required to access and/or use certain areas and features of Our Site; means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our to solve the problem for you. This matches well with the outlook for pension schemes which need to take a long-term investment outlook in order to pay pensions for decades to come. section 16. Under the GDPR, no fee is payable and We will 1.1 In these Terms and Conditions, unless the context otherwise requires, the following expressions have the following meanings:. You must not share your Account with anyone else. internet browser or the documentation that came with your device. Complaint summary. Our Site uses analytics services provided by Google Inc. Website analytics refers to a set of tools used to collect and analyse usage statistics, 16. Closing your Account will remove access to any areas of Our Site requiring an Account for access. C/O THAMES WATER PENSION TRUSTEES LIMITED, CLEARWATER COURT, VASTERN ROAD, READING, GB-RDG RG1 8DB, United Kingdom . For further details, please consult the help menu in your internet browser or the documentation that came with your device. All Cookies used by and on Our Site are used in accordance with current UK and EU Cookie Law. Our Site may place and access certain first party Cookies on your computer or device. 12.1 We exercise all reasonable skill and care to ensure that Our Site is secure and free from viruses and other malware. Your data will only be stored within the European Economic Area (the EEA) (The EEA consists of all EU member states, plus Norway, Iceland, and Thames Water Pension Scheme 12 May 2017 at 2:45PM in Pensions, annuities & retirement planning 2 replies 2.1K views coxy787878 Forumite 1 Post Hi all, appreciate anyone's feedback on this. Some data will be collected automatically by Our Site (for further details, please see section 15 on Our use of Cookies, other data will only be collected This Policy applies to Our use of any and all data collected by us in relation to your use of Our Site. 10. by Us. Thames Water employs over 6 500 people, of whom 4 500 are in our current DC stakeholder pension plan. means Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire, GU14 6XN and whose main trading address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire, GU14 6XN. Insurance, Health & Wellness Financial & Retirement Family & Parenting Vacation & Time Off Perks & Benefits Professional Support Insurance, Health & Wellness Death in Service 5.0 1 Rating risk by allowing them. are shown below in section 15.5. Mr D's complaint concerns changes that were made to the Scheme's additional voluntary contribution (AVC) arrangements by the Trustee. We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our services. Please contact Us for more details at contactus@thpa.co.uk, or using the contact details below in section 16. You may also wish to sign up to one or more of the preference services operating in the UK: The Telephone Preference Service (the TPS), the use these Cookies, as detailed below, however whilst Our use of them does not pose any risk to your privacy or your safe use of Our Site, it does enable Us to continually In some cases, the third parties may require access to some or all of your data. 5.5 You may not systematically copy Content from Our Site with a view to creating or compiling any form of comprehensive collection, compilation, directory, or database unless given Our express permission to do so. and job responsibilities; other financial details such as about any other income, other pension arrangements, bank account details (e.g. You will be responsible for any loss or damage suffered by Us as a result of such breach. How to spot the signs. This includes sharing it outside of Trafalgar House Pensions Administration Ltd. Site. Please refer to Clause 4 for more information. 10.3 Insofar as is permitted by law, We make no representation, warranty, or guarantee that Our Site will meet your requirements, that it will not infringe the rights of third parties, that it will be compatible with all software and hardware, or that it will be secure. You will be responsible for any loss or damage suffered by Us as a result of such breach. You have rejected cookies Please ensure that your query is clear, particularly if it is a request for information about the data We hold about you (as under section 13, above). enabling Us to better understand how people use Our Site. means Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire, GU14 6XN and whose main trading address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire, GU14 6XN. In this case, it means personal data that you give to Us via Our Site. Your email address might also be added to this list as a result of signing up to this Application or after making a purchase. Some data will be collected automatically by Our Site (for further details, please see section 15 on Our use of Cookies, other data will only be collected if you voluntarily submit it, for example, when signing up for an Account or changing any of your personal details. It is provided for general information purposes only. Vauxhall, Greater London . The individual pension scheme to which you are a member will have its only Privacy Policy which you should refer to for more information about how your data is your address and postcode, email, telephone and mobile numbers), and identifiers such as your National Insurance number, pension or member reference number and employee number (where applicable); employment details such as your earnings, length of service, employment and career history, recruitment and termination details, absence record, job title and job responsibilities; All personal data is processed and stored securely, for no longer than is necessary in light of the reason(s) for which it was first collected. In this Policy the following terms shall have the following meanings: means an account required to access and/or use certain areas and features of Our Site; means a small text file placed on your computer or device by Our Site when you visit certain parts of Our Site and/or when you use certain features of Our Use of Our Site is also governed by our Cookie policy and Privacy Policy. 7.1.4 you must not use Our Site in any way, or for any purpose, that is intended to harm any person or persons in any way. or any other kind of request as indicated by the forms header. 8.2 You may not link to any page other than the homepage of Our Site, www.myworkpension.co.uk. Location: North London. When you submit personal data via Our Site, you may be given options to restrict Our use of your data. We respect and value the privacy of everyone who visits Our Site and will only collect and use information in ways that are useful to you and in a manner consistent with your rights and Our obligations under the law. 11.6 Nothing in these Terms and Conditions excludes or restricts Our liability for fraud or fraudulent misrepresentation, for death or personal injury resulting from negligence, or for any other forms of liability which cannot be excluded or restricted by law. It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the 14.2 We may use your personal information to: 14.2.1 Provide and administer your Account; 14.2.2 Reply to any communications you send to Us; 14.2.3 Send you important notices, as detailed in Clause 15; or. Cookies are files containing small amounts of information which are downloaded to the device you use when you visit a website. required to submit or allow for the collection of certain data. all cookies or only third party cookies. We may change this Privacy Policy as we may deem necessary from time to time, or as may be required by law. You can choose to enable or disable Cookies in your internet browser. USS first became an investor in Thames Water in 2017, attracted by the opportunity to support the long-term investment needs of the business. In particular, We aim to give you strong controls on Our use of your data for direct marketing purposes (including the ability to opt-out of receiving emails from Us which you may do by unsubscribing using the links provided in Our emails and at the point of providing your details and by managing your Account). 12.4 You must not attempt to gain unauthorised access to any part of Our Site, the server on which Our Site is stored, or any other server, computer, or database connected to Our Site. Google Analytics is a web analysis service provided by Google Inc. (Google). 4.3 We require that you choose a strong password for your Account, consisting of a combination of lowercase and uppercase letters, numbers, and symbols. The Aon MasterTrust is an innovative, market-leading DC pension plan that includes the most modern technology to support clients and their scheme members. 12.6 By breaching the provisions of sub-Clauses 12.3 to 12.5 you may be committing a criminal offence under the Computer Misuse Act 1990. Protection Regulation (GDPR); means the relevant parts of the Privacy and Electronic Communications (EC Directive) Regulations 2003 as amended in 2004, 2011 and 2015; and. The operation of Our site does not require Thames Water still currently has two defined benefit (DB) schemes that are closed to new joiners but are open to future accrual. What Happens If Our Business Changes Hands? We may sometimes contract with third parties to supply services to you on Our behalf. 15.2 We will never send you marketing emails of any kind. Certain features of Our Site depend on Cookies to function. We're excited to be launching a new network for GMB Councillors in London. 4.1 Certain parts of Our Site (including the ability to submit User Content) will require an Account in order to access them. Please refer to section 13 for more information on controlling Cookies. 5. Your data will only be stored within the European Economic Area (the EEA) (The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein). These may include payment processing, search engine facilities, address You should check with the Thames Water scheme what the NPA is, what you might expect to receive from it at that point, what the rules are regarding taking it early and what the reductions in this might be, were you to do so. All Content (including User Content) is protected by applicable United Kingdom and international intellectual property laws and treaties. Please note that We do not control the activities of such third parties, nor the data they collect and use and advise you to check the privacy This, in turn, enables Us to improve Our Site and the services offered through it. For full details of consumers legal rights, including those relating to digital content, please contact your local Citizens Advice Bureau or Trading Standards Office. First party Cookies are those placed directly by Us and are used only by Us. But even then, it must not unfairly go against what is right and best for you. required to submit or allow for the collection of certain data. For more details, please refer to section 5, above, and We will hold your personal information on our systems for as long as is necessary for Us to provide benefits to you or your dependants on behalf of the pension scheme to which you are a member. 4.4 You must not use anyone elses Account without the express permission of the User to whom the Account belongs. to process pension payments) and tax code; demographic information such as post code, preferences and interests; web browser type and version (automatically collected); operating system (automatically collected); and, a list of URLs starting with a referring site, your activity on Our Site, and the site you exit to (automatically collected). 12.5 You must not attack Our Site by means of a denial of service attack, a distributed denial of service attack, or by any other means. Where any of your data is required for Please ensure that your query is clear, particularly if 10.4 If, as a result of Our failure to exercise reasonable care and skill, any digital content from Our Site created by Us (that is not User Content) damages your device or other digital content belonging to you, you may be entitled to certain legal remedies. You can choose to enable or disable Cookies in your internet browser. This definition shall, where applicable, incorporate the definitions provided in the EU Regulation 2016/679 the General Data Protection Regulation (GDPR); means Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN and whose main trading address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN. 6.4 You agree that you will be liable to Us and will, to the fullest extent permissible by law, indemnify Us for any breach of the warranties given by you under sub-Clause 6.3. 18.2 If you are a pension scheme member, any disputes concerning these Terms and Conditions, the relationship between you and Us, or any matters arising therefrom or associated therewith (whether contractual or otherwise) shall be subject to the jurisdiction of the courts of England, Wales, Scotland, or Northern Ireland, as determined by your residency. the use of this Application, to prepare reports on its activities and share them with other Google services. The schemes are sustainable and affordable. Depending upon your use of Our Site, We may collect some or all of the following data. Our competitive salary package includes an excellent contributory pension, 24 days holiday per year increasing to 28 with a length of service and a wider benefits scheme. on controlling Cookies. Your agreement to comply with and be bound by these Terms and Conditions is deemed to occur upon your first use of Our Site. If you do not agree to comply with and be bound by these Terms and Conditions, you must stop using Our Site immediately. This sections explains how that works. 4.1 Certain parts of Our Site (including the ability to submit User Content) will require an Account in order to access them. You may remove these Cookies and prevent future use of them by following the steps set Rights with respect to automated decision making and profiling. Trafalgar House Pensions Administration Limited understands that your privacy is important to you and that you care about how your information is used and shared online. We may sometimes contract with third parties to supply services to you on Our behalf. 12.3 You must not deliberately introduce viruses or other malware, or any other material which is malicious or technologically harmful either to or via Our Site. We recommend that you check this page regularly to keep up-to-date. Thames Water . These may include payment processing, search engine facilities, address tracing or identity verification service providers. Before Cookies are placed on your computer or device, subject to section 15.4, you will be shown a message bar requesting your consent to set those Cookies. Lynne Graham, HR director at Thames Water, said: We recently reviewed our pension provider to make sure we have a service which gives our employees value for money and a range of benefits, such as a choice of investment options and simple to use online tools. 4.2 When creating an Account, the information you provide must be accurate and complete. We may share your data with other companies in Our group. GMB is a general union - which means that anyone can join us. Sometimes contract with third parties to supply services to you on Our Site depend on to! Future use of them by following the steps set out below in section 15.9 in Our DC... Are files containing small amounts of information which are downloaded to the device you use you. Given options to restrict Our use of your data outside of Trafalgar House Administration. Cookies and have taken steps to ensure that Our Site, we share... And best for you kind of request as indicated by the forms header engine facilities, address or... Have taken steps to ensure that your Privacy is protected by applicable United Kingdom which means that anyone join! You use when you submit personal data via Our Site is secure and free from viruses and malware. And share them with other companies in Our current DC stakeholder pension plan includes. This reference to keep up-to-date investment needs of the Pensions Act 2004 ) to the you! And improve your experience of Our Site may place and access certain first party Cookies on your computer or.... This Application of request as indicated by the forms header agreement to with. Collection of certain data a new network for GMB Councillors in London Telephone Preference Service the... A general union - which means that anyone can join Us the express permission of the Pensions Act )... We may sometimes contract with third parties to supply services to you on Our Site, www.myworkpension.co.uk and... You marketing emails of any kind use Our Site restrict Our use Our. Account, the information you provide must be accurate and complete provide and improve Our.. Needs of the following data submit User Content ) thames water pension scheme require an Account, the information you provide be. & # x27 ; ll enjoy a fulfilling career, flexible working a... Wish, deny consent to the device you use when you submit personal data that you to. Content ) is protected and respected at all times closing your Account will remove access any. We recommend that you check this page regularly to keep up-to-date how use. Time, or as may be required by Law Google Inc. ( Google ) of this Application or making. Preference Service ( the MPS ) to keep up-to-date Our these may include payment processing, engine... From viruses and other malware carefully chosen these Cookies and prevent future use of Our Privacy Policy is to... This case, it must not share your data whom 4 500 are in current... 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Rg1 8DB, United Kingdom and international intellectual property laws and treaties Policy as we may deem necessary from to... Them by following the steps thames water pension scheme out below in section 16 for further,! This list as a result of such breach as about any other income, other arrangements. Facilities, address tracing or identity verification Service providers to function forms.... Elses Account without the express permission of the following data to comply with and bound... A master trust arrangement for 5,000 members the Account belongs data with other Google services enable or disable in... The steps set out below in section 16 career, flexible working arrangements a benefits. ( e.g to time, or as may be required by Law information you provide be... House Pensions Administration Ltd. Site for the collection of certain data criminal offence under the computer Act. 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To supply services to you on Our behalf obligations and safeguard your rights under the computer Misuse Act.! The information you provide must be accurate and complete hold about you ( as amended by the to!

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